/* STAR CAPITAL - Global Styles */
*{margin:0;padding:0;box-sizing:border-box}
body{font-family:'Segoe UI',Tahoma,Geneva,Verdana,sans-serif;background:linear-gradient(135deg,#0f0c29,#302b63,#24243e);color:#f5f5f5;min-height:100vh}
a{text-decoration:none;color:inherit}
ul{list-style:none}
img{max-width:100%;display:block}

/* Layout */
.container{width:90%;max-width:1200px;margin:0 auto}

/* Navbar */
.navbar{position:sticky;top:0;z-index:100;background:rgba(10,10,35,.95);backdrop-filter:blur(8px);border-bottom:1px solid rgba(255,255,255,.08)}
.nav-container{display:flex;align-items:center;justify-content:space-between;padding:12px 0}
.logo-text{font-size:1.6rem;font-weight:800;letter-spacing:4px;background:linear-gradient(45deg,#ffd700,#ffed4e,#ffd700);background-size:200% auto;-webkit-background-clip:text;-webkit-text-fill-color:transparent;text-shadow:0 0 18px rgba(255,215,0,.5)}
.nav-menu{display:flex;gap:22px}
.nav-menu a{font-size:.95rem;padding:6px 4px;position:relative;color:#e0e0ff;transition:.2s}
.nav-menu a::after{content:"";position:absolute;left:0;bottom:0;width:0;height:2px;background:#ffd700;transition:.25s}
.nav-menu a:hover::after,.nav-menu a.active::after{width:100%}
.nav-menu a.active{color:#fff}
.hamburger{display:none;flex-direction:column;gap:4px;cursor:pointer}
.hamburger span{width:22px;height:2px;background:#fff;border-radius:10px}

/* Hero */
.hero{position:relative;min-height:70vh;display:flex;align-items:center;justify-content:center;text-align:center;overflow:hidden}
.stars{position:absolute;inset:0;pointer-events:none}
.hero-content{position:relative;z-index:2;padding:80px 20px 60px}
.hero-title{font-size:2.6rem;margin-bottom:10px}
.hero-subtitle{font-size:1.15rem;color:#c9c9ff;margin-bottom:10px}
.hero-description{max-width:520px;margin:0 auto 22px;color:#dadbf3;font-size:.98rem}
.hero-buttons{display:flex;justify-content:center;gap:14px;flex-wrap:wrap}

/* Buttons */
.btn{display:inline-flex;align-items:center;justify-content:center;padding:10px 20px;border-radius:999px;font-size:.95rem;font-weight:600;border:1px solid transparent;cursor:pointer;transition:.2s}
.btn-primary{background:linear-gradient(45deg,#ffd700,#ffb300);color:#1a1a33;border-color:#ffd700;box-shadow:0 0 18px rgba(255,215,0,.45)}
.btn-primary:hover{filter:brightness(1.08);transform:translateY(-1px)}
.btn-secondary{background:transparent;color:#f5f5ff;border-color:rgba(255,255,255,.4)}
.btn-secondary:hover{background:rgba(255,255,255,.08)}
.btn-large{padding:12px 28px;font-size:1rem}
.btn-block{width:100%}

/* Sections */
.section-title{text-align:center;font-size:1.8rem;margin-bottom:8px}
.section-subtitle{text-align:center;color:#c9c9ff;margin-bottom:26px;font-size:.96rem}

/* Services grid */
.services-section{padding:60px 0 40px;background:radial-gradient(circle at top,#32306a 0,#0f0c29 55%)}
.services-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(260px,1fr));gap:22px}
.service-card{background:rgba(12,10,40,.92);border-radius:18px;padding:22px;border:1px solid rgba(255,255,255,.05);box-shadow:0 18px 45px rgba(0,0,0,.45);display:flex;flex-direction:column;gap:10px}
.service-icon{width:46px;height:46px;border-radius:16px;display:flex;align-items:center;justify-content:center;background:radial-gradient(circle,#ffd700 0,#b8860b 70%);color:#111}
.service-card h3{font-size:1.15rem;margin-top:4px}
.service-card p{font-size:.9rem;color:#d0d2ff}
.service-features{margin-top:6px;font-size:.86rem;color:#e8e8ff;display:grid;gap:2px}
.service-features i{color:#7CFC00;margin-right:6px}
.service-link{margin-top:10px;font-size:.88rem;color:#ffd700}

/* Why choose */
.why-choose{padding:40px 0;background:#0f0c29}
.features-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(180px,1fr));gap:18px;margin-top:20px}
.feature-box{background:rgba(20,18,60,.95);border-radius:16px;padding:16px;border:1px solid rgba(255,255,255,.05);text-align:center}
.feature-box i{font-size:1.6rem;color:#ffd700;margin-bottom:6px}
.feature-box h4{margin-bottom:4px;font-size:1.02rem}
.feature-box p{font-size:.86rem;color:#d0d2ff}

/* CTA */
.cta-section{padding:40px 0;background:linear-gradient(135deg,#ffd700,#ffb300,#ffed4e);color:#1b1535;text-align:center}
.cta-section .btn{margin-top:12px}

/* Footer */
.footer{background:#050516;padding:30px 0 18px;color:#b0b0d0;font-size:.85rem}
.footer-grid{display:grid;grid-template-columns:2fr 1fr 1fr 1.4fr;gap:20px;margin-bottom:18px}
.footer h3{font-size:1.2rem;margin-bottom:4px}
.footer h4{font-size:1rem;margin-bottom:6px}
.footer-col ul li{margin-bottom:4px}
.footer-col a{color:#d0d2ff;font-size:.86rem}
.footer-col a:hover{color:#ffd700}
.footer-bottom{text-align:center;border-top:1px solid rgba(255,255,255,.08);padding-top:10px;color:#8080a5}

/* Page header */
.page-header{position:relative;padding:70px 0 40px;text-align:center;background:radial-gradient(circle at top,#35307a 0,#0f0c29 55%);overflow:hidden}
.page-header h1{font-size:2rem;margin-bottom:6px}
.page-header p{color:#c9c9ff;font-size:.95rem}

/* Service detail */
.service-detail{padding:40px 0;background:#06051a}
.service-detail.alt-bg{background:#070725}
.service-detail-grid{display:grid;grid-template-columns:2.1fr 1.3fr;gap:26px;align-items:flex-start}
.service-detail-content h2{font-size:1.5rem;margin-bottom:6px}
.service-detail-content .lead{color:#d0d2ff;font-size:.94rem;margin-bottom:14px}
.feature-list{display:grid;gap:4px;margin-bottom:14px;font-size:.88rem}
.feature-list i{color:#7CFC00;margin-right:6px}
.eligibility-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(180px,1fr));gap:8px;margin:10px 0 14px;font-size:.86rem}
.eligibility-item{background:rgba(18,18,60,.9);border-radius:10px;padding:8px 10px;border:1px solid rgba(255,255,255,.06)}
.document-list{display:grid;gap:4px;margin-bottom:14px;font-size:.86rem}
.document-list i{color:#ffd700;margin-right:6px}

.calculator-box{background:rgba(15,15,50,.96);border-radius:16px;padding:16px;border:1px solid rgba(255,255,255,.06);box-shadow:0 18px 45px rgba(0,0,0,.6)}
.calculator-box h3{margin-bottom:10px;font-size:1.05rem}
.calc-input{margin-bottom:10px;font-size:.85rem}
.calc-input label{display:block;margin-bottom:4px;color:#d0d2ff}
.calc-input input{width:100%;padding:7px 9px;border-radius:8px;border:1px solid rgba(255,255,255,.12);background:rgba(3,3,20,.95);color:#f5f5ff;font-size:.86rem}
.calc-result{margin-top:10px;font-size:.9rem;color:#a3ffa3}

.card-types{display:grid;grid-template-columns:repeat(auto-fit,minmax(220px,1fr));gap:18px;margin:12px 0 16px}
.card-type-box{background:rgba(15,15,55,.95);border-radius:14px;padding:14px;border:1px solid rgba(255,255,255,.05);position:relative}
.card-type-box.featured{border-color:#ffd700;box-shadow:0 0 20px rgba(255,215,0,.35)}
.popular-badge{position:absolute;top:10px;right:10px;background:#ffd700;color:#18122e;font-size:.7rem;font-weight:700;padding:3px 7px;border-radius:999px}
.card-type-box h4{font-size:1rem;margin-bottom:4px}
.card-limit{font-size:.85rem;color:#c9c9ff;margin-bottom:6px}
.card-type-box ul{font-size:.84rem;color:#e4e4ff;display:grid;gap:3px}

/* About */
.about-section{padding:40px 0;background:#06051a}
.about-grid{display:grid;grid-template-columns:1.7fr 1.3fr;gap:26px;align-items:center}
.about-content p{margin-bottom:10px;color:#d0d2ff;font-size:.93rem}
.stat-box{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:10px}
.stat-item{background:radial-gradient(circle at top,#35307a 0,#050516 70%);border-radius:16px;padding:12px;border:1px solid rgba(255,255,255,.06);text-align:center}
.stat-item h3{font-size:1.3rem;margin-bottom:4px;color:#ffd700}
.stat-item p{font-size:.8rem;color:#d0d2ff}

.mission-vision{padding:40px 0;background:#070725}
.mv-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(220px,1fr));gap:18px}
.mv-box{background:rgba(15,15,55,.96);border-radius:16px;padding:16px;border:1px solid rgba(255,255,255,.06)}
.mv-box i{font-size:1.6rem;color:#ffd700;margin-bottom:6px}
.mv-box h3{margin-bottom:6px}
.mv-box p{font-size:.88rem;color:#d0d2ff}

.why-us-section{padding:40px 0;background:#06051a}
.why-us-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(190px,1fr));gap:18px;margin-top:18px}
.why-us-item{background:rgba(15,15,55,.95);border-radius:16px;padding:14px;border:1px solid rgba(255,255,255,.06)}
.why-icon{width:40px;height:40px;border-radius:14px;display:flex;align-items:center;justify-content:center;background:radial-gradient(circle,#ffd700 0,#b8860b 70%);color:#18122e;margin-bottom:8px}
.why-us-item p{font-size:.86rem;color:#d0d2ff}

.process-section{padding:40px 0;background:#070725}
.process-timeline{display:grid;grid-template-columns:repeat(auto-fit,minmax(200px,1fr));gap:18px;margin-top:18px}
.process-step{background:rgba(15,15,55,.95);border-radius:16px;padding:14px 14px 14px 18px;border:1px solid rgba(255,255,255,.06);display:flex;align-items:flex-start;gap:10px}
.process-number{width:26px;height:26px;border-radius:999px;background:#ffd700;color:#18122e;font-weight:700;display:flex;align-items:center;justify-content:center;font-size:.86rem;margin-top:2px}
.process-content h4{font-size:.96rem;margin-bottom:3px}
.process-content p{font-size:.85rem;color:#d0d2ff}

/* Apply form */
.application-section{padding:40px 0;background:#06051a}
.application-grid{display:grid;grid-template-columns:2.1fr 1.3fr;gap:26px;align-items:flex-start}
.loan-form{background:rgba(15,15,55,.96);border-radius:18px;padding:18px 18px 20px;border:1px solid rgba(255,255,255,.06);box-shadow:0 18px 45px rgba(0,0,0,.6)}
.loan-form h2{margin-bottom:10px;font-size:1.3rem}
.form-section{margin-top:12px;border-top:1px solid rgba(255,255,255,.06);padding-top:12px}
.form-section h3{font-size:1rem;margin-bottom:8px;color:#ffd700}
.form-group{margin-bottom:10px;font-size:.86rem}
.form-row{display:grid;grid-template-columns:repeat(auto-fit,minmax(160px,1fr));gap:12px}
.form-group label{display:block;margin-bottom:4px;color:#d0d2ff}
input[type=text],input[type=email],input[type=tel],input[type=number],input[type=date],select,textarea{width:100%;padding:7px 9px;border-radius:8px;border:1px solid rgba(255,255,255,.12);background:rgba(3,3,20,.96);color:#f5f5ff;font-size:.88rem}
textarea{resize:vertical;min-height:80px}
.checkbox-group label{display:flex;align-items:flex-start;gap:6px;font-size:.82rem;color:#d0d2ff}
.checkbox-group input{margin-top:3px}
.form-note{margin-top:8px;font-size:.78rem;color:#a0a0c8}
.application-sidebar .info-box{background:rgba(15,15,55,.96);border-radius:16px;padding:14px;border:1px solid rgba(255,255,255,.06);margin-bottom:14px;font-size:.86rem}
.info-box h3{margin-bottom:6px;font-size:1rem}
.info-list{display:grid;gap:4px}
.info-list i{color:#ffd700;margin-right:6px}
.contact-box .timing{margin-top:4px;font-size:.82rem;color:#c9c9ff}
.note{margin-top:6px;font-size:.8rem;color:#a0a0c8}

/* Contact page */
.contact-section{padding:40px 0;background:#06051a}
.contact-grid{display:grid;grid-template-columns:2.1fr 1.3fr;gap:26px;align-items:flex-start}
.contact-form-container,.contact-info-container{background:rgba(15,15,55,.96);border-radius:18px;padding:18px;border:1px solid rgba(255,255,255,.06)}
.contact-form-container h2{margin-bottom:6px}
.form-description{font-size:.86rem;color:#d0d2ff;margin-bottom:12px}
.contact-item{display:flex;gap:10px;margin-top:12px;font-size:.86rem}
.contact-icon{width:34px;height:34px;border-radius:12px;background:radial-gradient(circle,#ffd700 0,#b8860b 70%);display:flex;align-items:center;justify-content:center;color:#18122e;margin-top:2px}
.contact-details h4{margin-bottom:2px;font-size:.94rem}
.contact-details p{color:#d0d2ff}
.emergency-note{font-size:.8rem;color:#ffd700}
.social-media-box{margin-top:16px;border-top:1px solid rgba(255,255,255,.09);padding-top:14px;font-size:.86rem}
.social-links{display:flex;flex-wrap:wrap;gap:10px;margin-top:8px}
.social-link{width:30px;height:30px;border-radius:999px;display:flex;align-items:center;justify-content:center;border:1px solid rgba(255,255,255,.35);color:#fff;font-size:.82rem;transition:.2s}
.social-link:hover{background:#ffd700;color:#18122e;border-color:#ffd700}

.map-section{padding:40px 0;background:#070725}
.map-container{border-radius:16px;overflow:hidden;border:1px solid rgba(255,255,255,.08);box-shadow:0 18px 45px rgba(0,0,0,.7)}

.quick-contact-section{padding:40px 0;background:#06051a}
.quick-contact-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(210px,1fr));gap:18px;margin-top:18px}
.quick-contact-card{background:rgba(15,15,55,.96);border-radius:16px;padding:14px;border:1px solid rgba(255,255,255,.06);text-align:center;font-size:.86rem}
.quick-contact-card i{font-size:1.6rem;color:#ffd700;margin-bottom:6px}

.faq-section{padding:40px 0;background:#070725}
.faq-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(230px,1fr));gap:16px;margin-top:18px}
.faq-item{background:rgba(15,15,55,.96);border-radius:16px;padding:14px;border:1px solid rgba(255,255,255,.06);font-size:.86rem}
.faq-question{display:flex;gap:8px;align-items:center;margin-bottom:4px}
.faq-question i{color:#ffd700}
.faq-cta{margin-top:12px;text-align:center;font-size:.86rem;color:#d0d2ff}
.faq-cta a{color:#ffd700}

/* Contact form small tweak */
#contactForm .form-row{grid-template-columns:repeat(auto-fit,minmax(170px,1fr))}

/* Utility */
strong{font-weight:600}

/* Responsive */
@media(max-width:900px){
 .service-detail-grid,.application-grid,.contact-grid,.about-grid{grid-template-columns:1fr}
 .footer-grid{grid-template-columns:repeat(2,minmax(0,1fr))}
}
@media(max-width:720px){
 .nav-menu{position:fixed;inset:56px 0 auto 0;background:rgba(5,5,26,.97);flex-direction:column;align-items:center;padding:10px 0;gap:10px;transform:translateY(-120%);transition:.25s}
 .nav-menu.open{transform:translateY(0)}
 .hamburger{display:flex}
 .hero-title{font-size:2rem}
 .services-section{padding-top:40px}
}
@media(max-width:520px){
 .container{width:92%}
 .footer-grid{grid-template-columns:1fr}
 .page-header{padding:60px 0 30px}
}